Senate GOP Staff to Draft Health Care Bill During Recess
- Author: Larry Hoffman May 31, 2017,
May 31, 2017, 2:34
Alabama and Alaska, which have seen the two highest cumulative premium increases, are both down to only one insurer. Blocking passage of any version of the American Health Care Act in the Senate, and forcing Congress back to the more consumer-friendly path of fixing the problems with the Patient Protection and Affordable Care Act (ACA), is the best hope we have for undergirding this important element of our 21st Century society, access to affordable health care for all. They then remained stable for much of April, before beginning to fall again this month after the reintroduction (and House passage) of the health care bill and after Trump fired Federal Bureau of Investigation director James Comey on May 9.
What we know is that millions of Americans, including Asian Americans, Native Hawaiians and Pacific Islanders (AAs and NHPIs) relying on coverage.will be worse off.the ACA provides assistance to all lawfully present persons.
Even Ryan, one of the bill's biggest cheerleaders, acknowledges that. This lets states apply for waivers to let insurers raise premiums for people with pre-existing conditions and to not force insurers to cover so-called essential health benefits (EHBs).
Premium hikes for older Americans.
Out-of-pocket premium costs for a 64-year old with an income of $26,500 could increase 850%, from $1,700 to as much as $16,100, Sen.
Acknowledging that it can't pinpoint which states might seek the waiver, CBO analysts project that one-sixth of the USA population reside in states that could choose not to cover essential health services and may opt to charge people with preexising conditions more in in premiums than healthy people. But without that support, insurers say they will have to significantly hike premiums to make up for the cost-sharing these customers will no longer be able to afford. If there was an accident or surprise health issue, any one of us might become one of those unfortunate 23 million people uninsured.
Which means that unless Senate Republicans repudiate their own Congressional Budget Office (whose director they appointed), they'll have to either vote to take away healthcare for 23 million people, or come up with their own plan. But, he worries about more cuts to Utah's Medicaid program, the healthcare coverage for the most vulnerable. Instead, he discussed a Trump administration report showing that premiums have grown in recent years and accused Democrats of trying to "blame someone other than themselves for the failures of Obamacare".
We can either shore up the ACA or give the resources needed to do so to the wealthy in the form of tax cuts.
CBO predicts the bill will decrease the deficit by $119 billion in 10 years.
But with every set of amendments, the bill has saved less money. Only three states, North Dakota, New Hampshire, and New Jersey, had cumulative premium increases below 50 percent.
Average premiums for individually purchased health insurance would be lower "in part because the insurance, on average, would pay for a smaller proportion of health care costs", the CBO said.
Trimming the Medicaid cuts by $100 billion or so, to squeak in under reconciliation rules, would do relatively little to help hospitals and insurers.
House Republicans, including all four from Kansas, fulfilled a key campaign promise by advancing a bill May 4 that repeals much of the Affordable Care Act. Republicans barely hold a majority in the Senate - and may need 60 votes to pass some of the bill's provisions.
Benefit advisers and brokers should remember that whatever the latest projections or proposals, the ACA is still law of the land. But that often means overcoming problems that include making it to the doctor, a mistrust of the health care system or language barriers just to get patients into the waiting room. But even that result has the potential to be ugly. Though the uncertainty in the market creates confusion, it's imperative that employers continue to comply with all documentation, reporting, and filing guidelines in a timely manner. One of the more respected health care leaders in the country is Jon Kingsdale, who was the founding Executive Director of the Commonwealth Health Connector, overseeing the implementation of the 2006 MA health insurance law.